Get Your Free Credit Report

Everyone is allowed free access to their credit report from each of the three credit reporting bureaus once every 12 months. The three credit reporting bureaus are: Experian, Transunion, and Equifax.

TIP: If you have never pulled your credit report or have not done so in quite some time, we suggest that you pull all three reports at once. The following year stagger the requests throughout the year to keep an eye on the accuracy and completeness of the information in the reports.

Be prepared with the following information when obtaining a credit report:

Full Name
Date of Birth
Social Security Number
Current and previous address(es) for the last five years
Daytime phone number

Three Ways to Access Your Report

Online

Visit: annualcreditreport.com

TIP: Requesting reports online will require that you answer a variety of security questions regarding your past education, addresses, loans, etc. If you feel you might not be able to answer these accurately, it is best to request your report via phone or mail.

By Phone

Call: 1-877-322-8228

By Mail

View and print the Annual Credit Report Request Form, then fill in your information.

Once complete, mail it to:

Annual Credit Report

P.O. Box 105281

Atlanta, GA 30348-5281

You may be required to include supporting documents such as:

Photocopy of driver’s license or other picture ID.
Current billing statement or other document showing your name and address.

Online Free Credit Report

annualcreditreport.com

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