HUD defines subsidized housing as “A generic term covering all federal, state or local government programs that reduce the cost of housing for low- and moderate-income residents. Public housing, project-based Section 8, Section 8 vouchers, tax credits, the State Housing Trust Fund, and Seattle Housing Levy programs are all examples of subsidized housing. Subsidized housing can range from apartments for families to senior housing high-rises. Subsidized simply means that rents are reduced because of a particular government program.” Most subsidized housing programs (public housing, Section 8, etc.) in Whatcom County are provided by the Bellingham/Whatcom County Housing Authority